West Liberty, KY
West Liberty wildfire risk explained
West Liberty's 885 buildings earn a 71st-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, West Liberty's burn probability — fire likelihood with no building count factored in — sits at the 74th percentile nationally.
Where West Liberty's buildings actually sit
885 buildings are counted in West Liberty, and 62.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where West Liberty ranks
There's little gap between West Liberty's 71st national percentile and its 84th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, West Liberty ranks 9,075 for wildfire risk (1 is highest) and 12,859 by building count (1 is largest). Within Kentucky alone, it ranks 88 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in West Liberty
West Liberty's 71st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 62.4% of West Liberty in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where West Liberty's figures come from
The methodology guide shows exactly how USFS turned 885 counted buildings into the percentiles shown above for West Liberty. The exposure-zones guide covers what West Liberty's dominant direct exposure actually means, with real examples from across the dataset.