West Lebanon, IN
West Lebanon wildfire risk explained
West Lebanon's 476 buildings earn a 21st-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks West Lebanon at the 22nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
West Lebanon's building exposure, zone by zone
58% of West Lebanon's 476 buildings sit in USFS's Minimal exposure zone, with only 42% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where West Lebanon ranks
Compare West Lebanon's two percentiles: 84th within Indiana, only 21st nationally — a gap of 63 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, West Lebanon ranks 24,764 for wildfire risk (1 is highest) and 17,778 by building count (1 is largest). Within Indiana alone, it ranks 157 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
West Lebanon and the insurance market
At the 21st national percentile, West Lebanon rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
West Lebanon's 58% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where West Lebanon's figures come from
West Lebanon's 21st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what West Lebanon's dominant minimal exposure actually means, with real examples from across the dataset.