West Lealman, FL
How exposed is West Lealman to wildfire?
USFS's Wildfire Risk to Communities model puts West Lealman at the 59th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 7,318 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks West Lealman at the 61st national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 97.3% of West Lealman's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 2.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 7,318 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How West Lealman compares
West Lealman ranks lower within Florida (13th percentile statewide) than its 59th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, West Lealman ranks 12,852 for wildfire risk (1 is highest) and 2,336 by building count (1 is largest). Within Florida alone, it ranks 831 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
West Lealman and the insurance market
West Lealman's elevated wildfire rating (59th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 97.3% of West Lealman outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where West Lealman's figures come from
Every one of the two percentiles behind West Lealman's 12,852-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what West Lealman's dominant minimal exposure actually means, with real examples from across the dataset.