West Kill, NY
West Kill, NY's wildfire risk, in USFS's own numbers
West Kill sits at the 28th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 155 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, West Kill's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
What "at risk" means for the buildings here
100% of West Kill's 155 buildings sit in USFS's Direct exposure zone, roughly 155 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
How West Kill compares
Compare West Kill's two percentiles: 59th within New York, only 28th nationally — a gap of 30 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, West Kill ranks 22,665 for wildfire risk (1 is highest) and 26,672 by building count (1 is largest). Within New York alone, it ranks 534 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
West Kill's moderate wildfire rating (28th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in West Kill
Because Direct exposure dominates in West Kill (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
West Kill's 28th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond West Kill, see the exposure-zones guide.