West Haven, CT
West Haven wildfire risk explained
West Haven's 15,897 buildings earn a 30th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, West Haven's burn probability — fire likelihood with no building count factored in — sits at the 30th percentile nationally.
Where West Haven's buildings actually sit
USFS classifies 87.1% of West Haven's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 3.6% Direct and 9.3% Indirect — a landscape-level risk rather than a building-by-building one. At 15,897 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where West Haven ranks
West Haven's risk sits at a similar level relative to Connecticut (45th percentile statewide) as it does nationally (30th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, West Haven ranks 21,955 for wildfire risk (1 is highest) and 925 by building count (1 is largest). Within Connecticut alone, it ranks 119 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
What this risk score means for insurance
West Haven's moderate wildfire rating (30th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 87.1% of buildings rated Minimal exposure, West Haven gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where West Haven's figures come from
The methodology guide shows exactly how USFS turned 15,897 counted buildings into the percentiles shown above for West Haven. The exposure-zones guide covers what West Haven's dominant minimal exposure actually means, with real examples from across the dataset.