West Harrison, IN
How exposed is West Harrison to wildfire?
USFS's Wildfire Risk to Communities model puts West Harrison at the 17th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 190 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts West Harrison at the 18th percentile, close to its 17th-percentile risk score.
Where West Harrison's buildings actually sit
85.8% of West Harrison's 190 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 14.2% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where West Harrison ranks
Compare West Harrison's two percentiles: 71st within Indiana, only 17th nationally — a gap of 54 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, West Harrison ranks 26,307 for wildfire risk (1 is highest) and 25,239 by building count (1 is largest). Within Indiana alone, it ranks 281 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in West Harrison
At the 17th national percentile, West Harrison rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in West Harrison (85.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where West Harrison's figures come from
The methodology guide shows exactly how USFS turned 190 counted buildings into the percentiles shown above for West Harrison. The exposure-zones guide covers what West Harrison's dominant indirect exposure actually means, with real examples from across the dataset.