West Dundee, IL
West Dundee wildfire risk explained
West Dundee sits at the 21st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 2,678 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts West Dundee at the 22nd percentile, close to its 21st-percentile risk score.
Where West Dundee's buildings actually sit
USFS classifies 93.8% of West Dundee's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 6.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
West Dundee against the rest of the country
West Dundee's 64th-percentile standing inside Illinois outpaces its 21st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, West Dundee ranks 24,923 for wildfire risk (1 is highest) and 5,966 by building count (1 is largest). Within Illinois alone, it ranks 528 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
West Dundee's moderate rating (21st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
West Dundee's 93.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind West Dundee's 24,923-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond West Dundee, see the exposure-zones guide.