West Cornwall, CT
How exposed is West Cornwall to wildfire?
West Cornwall sits at the 41st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 135 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, West Cornwall's burn probability — fire likelihood with no building count factored in — sits at the 40th percentile nationally.
Where West Cornwall's buildings actually sit
135 buildings are counted in West Cornwall, and 91.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How West Cornwall compares
West Cornwall's 83rd-percentile standing inside Connecticut outpaces its 41st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, West Cornwall ranks 18,712 for wildfire risk (1 is highest) and 27,484 by building count (1 is largest). Within Connecticut alone, it ranks 40 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
What this risk score means for insurance
West Cornwall's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in West Cornwall (91.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 135 counted buildings into the percentiles shown above for West Cornwall. For more on what direct exposure implies beyond West Cornwall, see the exposure-zones guide.