West Concord, MN
West Concord wildfire risk explained
West Concord's 520 buildings earn a 2nd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, West Concord's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
Where West Concord's buildings actually sit
West Concord rates 88.9% Minimal exposure against just 11.2% Direct and 0% Indirect — of 520 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How West Concord compares
West Concord scores 2nd nationally and 2nd within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, West Concord ranks 30,956 for wildfire risk (1 is highest) and 17,021 by building count (1 is largest). Within Minnesota alone, it ranks 900 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
West Concord and the insurance market
West Concord's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in West Concord
Even with 88.9% of West Concord outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where West Concord's figures come from
West Concord's 2nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what West Concord's dominant minimal exposure actually means, with real examples from across the dataset.