West Charlotte, VT
West Charlotte wildfire risk explained
West Charlotte's 141 buildings earn a 24th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, West Charlotte's burn probability — fire likelihood with no building count factored in — sits at the 25th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in West Charlotte: 100% of its 141 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How West Charlotte compares
Compare West Charlotte's two percentiles: 98th within Vermont, only 24th nationally — a gap of 74 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, West Charlotte ranks 23,963 for wildfire risk (1 is highest) and 27,271 by building count (1 is largest). Within Vermont alone, it ranks 4 of 179 places by risk. See the full county-by-county picture for Vermont on its state page.
West Charlotte and the insurance market
West Charlotte's moderate rating (24th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
West Charlotte's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind West Charlotte's 23,963-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond West Charlotte, see the exposure-zones guide.