West Belmar, NJ
West Belmar, NJ's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, West Belmar lands at the 62nd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,151 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks West Belmar at the 62nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
West Belmar's building exposure, zone by zone
USFS classifies 95.9% of West Belmar's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 4.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
West Belmar against the rest of the country
There's little gap between West Belmar's 62nd national percentile and its 71st percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, West Belmar ranks 12,139 for wildfire risk (1 is highest) and 10,954 by building count (1 is largest). Within New Jersey alone, it ranks 207 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in West Belmar
West Belmar's high rating (62nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in West Belmar
Even with 95.9% of West Belmar outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
West Belmar's 62nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond West Belmar, see the exposure-zones guide.