Wernersville, PA
Wernersville wildfire risk explained
Out of every US place USFS scores, Wernersville lands at the 21st percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 944 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wernersville at the 21st percentile, close to its 21st-percentile risk score.
Where Wernersville's buildings actually sit
USFS puts 86.3% of Wernersville's 944 buildings in the Indirect exposure zone, versus 13.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Wernersville against the rest of the country
There's little gap between Wernersville's 21st national percentile and its 23rd percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Wernersville ranks 24,943 for wildfire risk (1 is highest) and 12,359 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,541 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Wernersville
Wernersville's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Wernersville's 86.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Wernersville's figures come from
The methodology guide shows exactly how USFS turned 944 counted buildings into the percentiles shown above for Wernersville. The exposure-zones guide covers what Wernersville's dominant indirect exposure actually means, with real examples from across the dataset.