Welty, OK
How exposed is Welty to wildfire?
Welty sits at the 98th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 143 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Welty at the 99th percentile, close to its 98th-percentile risk score.
Where Welty's buildings actually sit
100% of Welty's 143 buildings sit in USFS's Direct exposure zone, roughly 143 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Welty ranks
There's little gap between Welty's 98th national percentile and its 95th percentile inside Oklahoma, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Welty ranks 797 for wildfire risk (1 is highest) and 27,174 by building count (1 is largest). Within Oklahoma alone, it ranks 40 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Welty
Welty's 98th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 100% of Welty in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Welty's 98th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Welty, see the exposure-zones guide.