Wellsville, PA
Wellsville wildfire risk explained
Wellsville sits at the 14th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 179 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wellsville's burn probability — fire likelihood with no building count factored in — sits at the 13th percentile nationally.
Wellsville's building exposure, zone by zone
179 buildings are counted in Wellsville, and 63.7% of them are Indirect exposure — ember-driven risk rather than the 36.3% in Direct exposure or the 0% rated Minimal.
Where Wellsville ranks
Wellsville's risk sits at a similar level relative to Pennsylvania (13th percentile statewide) as it does nationally (14th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Wellsville ranks 27,242 for wildfire risk (1 is highest) and 25,688 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,743 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Wellsville and the insurance market
Wellsville's low wildfire rating (14th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Wellsville (63.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Wellsville's 27,242-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Wellsville, see the exposure-zones guide.