Wellston, OK
How exposed is Wellston to wildfire?
USFS scores Wellston at the 90th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 542 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wellston at the 91st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Wellston's buildings actually sit
USFS puts 55.7% of Wellston's 542 buildings in the Indirect exposure zone, versus 44.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Wellston against the rest of the country
Wellston's 90th national percentile looks worse in isolation than its 48th ranking inside Oklahoma does — this place is on the milder end for its own state, by 42 points. Among the 31,521 US communities USFS scores, Wellston ranks 3,129 for wildfire risk (1 is highest) and 16,688 by building count (1 is largest). Within Oklahoma alone, it ranks 434 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
At the 90th percentile nationally, Wellston carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Wellston
Wellston's 55.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Wellston's figures come from
Wellston's 90th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Wellston's dominant indirect exposure actually means, with real examples from across the dataset.