Wellsburg, WV
How exposed is Wellsburg to wildfire?
Out of every US place USFS scores, Wellsburg lands at the 36th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,529 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wellsburg at the 37th percentile, close to its 36th-percentile risk score.
Where Wellsburg's buildings actually sit
Indirect exposure is dominant in Wellsburg (96.3% of 1,529 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 3.3% sit in the Direct zone.
How Wellsburg compares
Inside West Virginia, Wellsburg sits at just the 6th percentile even though it scores 36th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Wellsburg ranks 20,312 for wildfire risk (1 is highest) and 9,044 by building count (1 is largest). Within West Virginia alone, it ranks 405 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
What this risk score means for insurance
At the 36th national percentile, Wellsburg rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 96.3% of Wellsburg's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Wellsburg's figures come from
The methodology guide shows exactly how USFS turned 1,529 counted buildings into the percentiles shown above for Wellsburg. The exposure-zones guide covers what Wellsburg's dominant indirect exposure actually means, with real examples from across the dataset.