Wellsboro, IN
Wellsboro, IN's wildfire risk, in USFS's own numbers
USFS scores Wellsboro at the 6th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 146 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wellsboro at the 6th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
77.4% of Wellsboro's 146 buildings sit in USFS's Minimal exposure zone, with only 22.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Wellsboro ranks
Compare Wellsboro's two percentiles: 40th within Indiana, only 6th nationally — a gap of 34 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Wellsboro ranks 29,719 for wildfire risk (1 is highest) and 27,017 by building count (1 is largest). Within Indiana alone, it ranks 586 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Wellsboro
Wellsboro's low rating (6th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 77.4% of Wellsboro outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Wellsboro's 29,719-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Wellsboro, see the exposure-zones guide.