Wellington, UT
Wellington wildfire risk explained
Wellington sits at the 40th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 937 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wellington at the 44th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Wellington's buildings actually sit
937 buildings are counted in Wellington, and 67.8% of them are Indirect exposure — ember-driven risk rather than the 32.2% in Direct exposure or the 0% rated Minimal.
Wellington against the rest of the country
Wellington ranks lower within Utah (5th percentile statewide) than its 40th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Wellington ranks 19,020 for wildfire risk (1 is highest) and 12,418 by building count (1 is largest). Within Utah alone, it ranks 311 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Wellington and the insurance market
Wellington's moderate rating (40th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Wellington (67.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Wellington's figures come from
The methodology guide shows exactly how USFS turned 937 counted buildings into the percentiles shown above for Wellington. The exposure-zones guide covers what Wellington's dominant indirect exposure actually means, with real examples from across the dataset.