Wellington, IL
How exposed is Wellington to wildfire?
Out of every US place USFS scores, Wellington lands at the 1st percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 223 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wellington at the 1st national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Wellington's buildings actually sit
92.8% of Wellington's 223 buildings sit in USFS's Minimal exposure zone, with only 7.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Wellington compares
Wellington scores 1st nationally and 7th within Illinois — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Wellington ranks 31,298 for wildfire risk (1 is highest) and 24,008 by building count (1 is largest). Within Illinois alone, it ranks 1,346 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 1st national percentile, Wellington rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Wellington's 92.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Wellington's figures come from
Wellington's 1st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Wellington's dominant minimal exposure actually means, with real examples from across the dataset.