Wellington, FL
Wellington, FL's wildfire risk, in USFS's own numbers
Wellington's 21,624 buildings earn a 97th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wellington at the 96th percentile, close to its 97th-percentile risk score.
What "at risk" means for the buildings here
73.1% of Wellington's 21,624 buildings sit in USFS's Minimal exposure zone, with only 14.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 21,624 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Wellington against the rest of the country
Wellington scores 97th nationally and 97th within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Wellington ranks 812 for wildfire risk (1 is highest) and 638 by building count (1 is largest). Within Florida alone, it ranks 28 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Wellington
At the 97th percentile nationally, Wellington carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Even with 73.1% of Wellington outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Wellington's 812-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Wellington, see the exposure-zones guide.