Wellfleet, NE
Wellfleet wildfire risk explained
USFS's Wildfire Risk to Communities model puts Wellfleet at the 67th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 103 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wellfleet's burn probability — fire likelihood with no building count factored in — sits at the 67th percentile nationally.
Where Wellfleet's buildings actually sit
Direct exposure dominates in Wellfleet: 61.2% of its 103 buildings, versus 38.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Wellfleet ranks
Wellfleet scores 67th nationally and 64th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Wellfleet ranks 10,278 for wildfire risk (1 is highest) and 28,911 by building count (1 is largest). Within Nebraska alone, it ranks 210 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
At the 67th percentile nationally, Wellfleet carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 61.2% of Wellfleet in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 103 counted buildings into the percentiles shown above for Wellfleet. For more on what direct exposure implies beyond Wellfleet, see the exposure-zones guide.