Wellersburg, PA
Wellersburg wildfire risk explained
Wellersburg sits at the 58th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 181 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wellersburg's burn probability — fire likelihood with no building count factored in — sits at the 57th percentile nationally.
Where Wellersburg's buildings actually sit
USFS classifies 100% of Wellersburg's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 181 structures sit close enough to vegetation that lot clearing matters most.
Where Wellersburg ranks
Within Pennsylvania, Wellersburg ranks higher (95th percentile) than it does nationally (58th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Wellersburg ranks 13,126 for wildfire risk (1 is highest) and 25,597 by building count (1 is largest). Within Pennsylvania alone, it ranks 107 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Wellersburg and the insurance market
Wellersburg's elevated wildfire rating (58th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 100% of Wellersburg in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Wellersburg's figures come from
The methodology guide shows exactly how USFS turned 181 counted buildings into the percentiles shown above for Wellersburg. The exposure-zones guide covers what Wellersburg's dominant direct exposure actually means, with real examples from across the dataset.