Welch, OK
Welch wildfire risk explained
Out of every US place USFS scores, Welch lands at the 71st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 416 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Welch at the 72nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Welch's buildings actually sit
Welch rates 76.9% Minimal exposure against just 23.1% Direct and 0% Indirect — of 416 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Welch compares
Welch ranks lower within Oklahoma (11th percentile statewide) than its 71st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Welch ranks 9,149 for wildfire risk (1 is highest) and 18,912 by building count (1 is largest). Within Oklahoma alone, it ranks 742 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
At the 71st percentile nationally, Welch carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 76.9% of buildings rated Minimal exposure, Welch gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Welch's 9,149-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Welch, see the exposure-zones guide.