Weeki Wachee Gardens, FL
How exposed is Weeki Wachee Gardens to wildfire?
Out of every US place USFS scores, Weeki Wachee Gardens lands at the 94th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 957 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Weeki Wachee Gardens's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
What "at risk" means for the buildings here
Most of Weeki Wachee Gardens's buildings (65.6%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Weeki Wachee Gardens against the rest of the country
Weeki Wachee Gardens scores 94th nationally and 91st within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Weeki Wachee Gardens ranks 1,756 for wildfire risk (1 is highest) and 12,254 by building count (1 is largest). Within Florida alone, it ranks 87 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Weeki Wachee Gardens's very high rating (94th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Weeki Wachee Gardens's 65.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Weeki Wachee Gardens's 94th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Weeki Wachee Gardens, see the exposure-zones guide.