Wedgefield, FL
Wedgefield wildfire risk explained
Wedgefield's 3,118 buildings earn a 98th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wedgefield at the 98th percentile, close to its 98th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 67.3% of Wedgefield's buildings as Direct exposure, higher than its 32.7% Indirect share and far above its 0% Minimal share — a profile where 2,099 structures sit close enough to vegetation that lot clearing matters most.
Wedgefield against the rest of the country
Wedgefield's risk sits at a similar level relative to Florida (98th percentile statewide) as it does nationally (98th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Wedgefield ranks 756 for wildfire risk (1 is highest) and 5,270 by building count (1 is largest). Within Florida alone, it ranks 22 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Wedgefield's 98th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 67.3% of Wedgefield in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Wedgefield's 756-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Wedgefield, see the exposure-zones guide.