Webster, NY
How exposed is Webster to wildfire?
USFS's Wildfire Risk to Communities model puts Webster at the 6th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,627 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Webster's burn probability — fire likelihood with no building count factored in — sits at the 7th percentile nationally.
Where Webster's buildings actually sit
USFS classifies 56.7% of Webster's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 43.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Webster ranks
Webster scores 6th nationally and 11th within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Webster ranks 29,542 for wildfire risk (1 is highest) and 8,665 by building count (1 is largest). Within New York alone, it ranks 1,156 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Webster
Webster's low wildfire rating (6th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Webster's 56.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Webster's figures come from
Webster's 6th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Webster's dominant minimal exposure actually means, with real examples from across the dataset.