Webster, NC
Webster, NC's wildfire risk, in USFS's own numbers
Webster's 247 buildings earn a 71st-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Webster at the 74th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 83.8% of Webster's buildings as Direct exposure, higher than its 16.2% Indirect share and far above its 0% Minimal share — a profile where 207 structures sit close enough to vegetation that lot clearing matters most.
Webster against the rest of the country
Webster's risk sits at a similar level relative to North Carolina (72nd percentile statewide) as it does nationally (71st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Webster ranks 9,148 for wildfire risk (1 is highest) and 23,244 by building count (1 is largest). Within North Carolina alone, it ranks 220 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Webster and the insurance market
Webster's high rating (71st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Webster (83.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Webster's 71st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Webster, see the exposure-zones guide.