Webster Groves, MO
Webster Groves wildfire risk explained
Webster Groves's 10,365 buildings earn a 43rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Webster Groves at the 47th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 94.7% of Webster Groves's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 5.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 10,365 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Webster Groves against the rest of the country
Webster Groves's 43rd national percentile looks worse in isolation than its 20th ranking inside Missouri does — this place is on the milder end for its own state, by 24 points. Among the 31,521 US communities USFS scores, Webster Groves ranks 17,840 for wildfire risk (1 is highest) and 1,541 by building count (1 is largest). Within Missouri alone, it ranks 853 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Webster Groves
Webster Groves's elevated wildfire rating (43rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Webster Groves's 94.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 10,365 counted buildings into the percentiles shown above for Webster Groves. For more on what minimal exposure implies beyond Webster Groves, see the exposure-zones guide.