Webbers Falls, OK
Webbers Falls wildfire risk explained
USFS scores Webbers Falls at the 90th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 471 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Webbers Falls at the 92nd percentile, close to its 90th-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Webbers Falls (63.3% of 471 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 34% sit in the Direct zone.
Where Webbers Falls ranks
Webbers Falls's 90th national percentile looks worse in isolation than its 45th ranking inside Oklahoma does — this place is on the milder end for its own state, by 44 points. Among the 31,521 US communities USFS scores, Webbers Falls ranks 3,319 for wildfire risk (1 is highest) and 17,857 by building count (1 is largest). Within Oklahoma alone, it ranks 457 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Webbers Falls's very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Webbers Falls's 63.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Webbers Falls's figures come from
Webbers Falls's 90th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Webbers Falls's dominant indirect exposure actually means, with real examples from across the dataset.