Webb, IA
Webb wildfire risk explained
Out of every US place USFS scores, Webb lands at the 1st percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 181 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Webb's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
Where Webb's buildings actually sit
USFS classifies 79.6% of Webb's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 20.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Webb compares
There's little gap between Webb's 1st national percentile and its 1st percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Webb ranks 31,208 for wildfire risk (1 is highest) and 25,584 by building count (1 is largest). Within Iowa alone, it ranks 1,012 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 1st national percentile, Webb rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 79.6% of buildings rated Minimal exposure, Webb gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 181 counted buildings into the percentiles shown above for Webb. For more on what minimal exposure implies beyond Webb, see the exposure-zones guide.