Webb City, MO
How exposed is Webb City to wildfire?
Webb City's 6,018 buildings earn a 64th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Webb City at the 65th percentile, close to its 64th-percentile risk score.
What "at risk" means for the buildings here
Most of Webb City's buildings (73.8% of 6,018) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 6,018 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Webb City against the rest of the country
There's little gap between Webb City's 64th national percentile and its 67th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Webb City ranks 11,227 for wildfire risk (1 is highest) and 2,871 by building count (1 is largest). Within Missouri alone, it ranks 347 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Webb City's 64th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 73.8% of buildings rated Minimal exposure, Webb City gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Webb City's 64th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Webb City, see the exposure-zones guide.