Waynesville, IN
How exposed is Waynesville to wildfire?
USFS scores Waynesville at the 14th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 103 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Waynesville's burn probability — fire likelihood with no building count factored in — sits at the 15th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Waynesville (61.2% of 103 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 38.8% sit in the Direct zone.
Waynesville against the rest of the country
Compare Waynesville's two percentiles: 67th within Indiana, only 14th nationally — a gap of 53 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Waynesville ranks 26,972 for wildfire risk (1 is highest) and 28,888 by building count (1 is largest). Within Indiana alone, it ranks 321 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 14th national percentile, Waynesville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Waynesville
With ember exposure the dominant pattern in Waynesville (61.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 103 counted buildings into the percentiles shown above for Waynesville. For more on what indirect exposure implies beyond Waynesville, see the exposure-zones guide.