Waynesville, IL
Waynesville wildfire risk explained
Waynesville sits at the 10th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 318 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Waynesville at the 9th percentile, close to its 10th-percentile risk score.
What "at risk" means for the buildings here
Only 8.8% of Waynesville's 318 buildings carry Direct exposure and 0% carry Indirect; the remaining 91.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Waynesville ranks
Compare Waynesville's two percentiles: 42nd within Illinois, only 10th nationally — a gap of 32 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Waynesville ranks 28,486 for wildfire risk (1 is highest) and 21,146 by building count (1 is largest). Within Illinois alone, it ranks 841 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Waynesville and the insurance market
Waynesville's low wildfire rating (10th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 91.2% of buildings rated Minimal exposure, Waynesville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Waynesville's figures come from
The methodology guide shows exactly how USFS turned 318 counted buildings into the percentiles shown above for Waynesville. The exposure-zones guide covers what Waynesville's dominant minimal exposure actually means, with real examples from across the dataset.