Waynesboro, TN
Waynesboro wildfire risk explained
USFS's Wildfire Risk to Communities model puts Waynesboro at the 56th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 1,429 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Waynesboro at the 60th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Waynesboro's building exposure, zone by zone
USFS classifies 53.2% of Waynesboro's buildings as Direct exposure, higher than its 46.8% Indirect share and far above its 0% Minimal share — a profile where 760 structures sit close enough to vegetation that lot clearing matters most.
Where Waynesboro ranks
Waynesboro scores 56th nationally and 50th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Waynesboro ranks 13,752 for wildfire risk (1 is highest) and 9,480 by building count (1 is largest). Within Tennessee alone, it ranks 252 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Waynesboro's elevated rating (56th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Waynesboro
Waynesboro's 53.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,429 counted buildings into the percentiles shown above for Waynesboro. For more on what direct exposure implies beyond Waynesboro, see the exposure-zones guide.