Wayne, WV
How exposed is Wayne to wildfire?
USFS's Wildfire Risk to Communities model puts Wayne at the 73rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 788 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wayne's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
Where Wayne's buildings actually sit
Most of Wayne's buildings (82.5%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Wayne compares
There's little gap between Wayne's 73rd national percentile and its 67th percentile inside West Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Wayne ranks 8,590 for wildfire risk (1 is highest) and 13,748 by building count (1 is largest). Within West Virginia alone, it ranks 142 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
What this risk score means for insurance
Wayne's 73rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in Wayne (82.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 788 counted buildings into the percentiles shown above for Wayne. For more on what indirect exposure implies beyond Wayne, see the exposure-zones guide.