Wayne, MI
How exposed is Wayne to wildfire?
Out of every US place USFS scores, Wayne lands at the 10th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 7,944 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wayne at the 12th percentile, close to its 10th-percentile risk score.
What "at risk" means for the buildings here
Only 2.3% of Wayne's 7,944 buildings carry Direct exposure and 0% carry Indirect; the remaining 97.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 7,944 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Wayne ranks
Compare Wayne's two percentiles: 36th within Michigan, only 10th nationally — a gap of 26 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Wayne ranks 28,238 for wildfire risk (1 is highest) and 2,130 by building count (1 is largest). Within Michigan alone, it ranks 477 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Wayne's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Wayne
Wayne's 97.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Wayne's figures come from
The methodology guide shows exactly how USFS turned 7,944 counted buildings into the percentiles shown above for Wayne. The exposure-zones guide covers what Wayne's dominant minimal exposure actually means, with real examples from across the dataset.