Wayne Lakes, OH
Wayne Lakes, OH's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Wayne Lakes at the 4th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 407 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wayne Lakes at the 4th percentile, close to its 4th-percentile risk score.
What "at risk" means for the buildings here
Of Wayne Lakes's 407 counted buildings, 55.8% carry Direct exposure and only 44.2% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Wayne Lakes against the rest of the country
Within Ohio, Wayne Lakes ranks higher (21st percentile) than it does nationally (4th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Wayne Lakes ranks 30,336 for wildfire risk (1 is highest) and 19,088 by building count (1 is largest). Within Ohio alone, it ranks 1,008 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Wayne Lakes and the insurance market
Wayne Lakes's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 55.8% of Wayne Lakes in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Wayne Lakes's figures come from
The methodology guide shows exactly how USFS turned 407 counted buildings into the percentiles shown above for Wayne Lakes. The exposure-zones guide covers what Wayne Lakes's dominant direct exposure actually means, with real examples from across the dataset.