Wayland, NY
Wayland, NY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Wayland lands at the 15th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 919 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wayland at the 13th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Wayland's buildings actually sit
919 buildings are counted in Wayland, and 62.2% of them are Indirect exposure — ember-driven risk rather than the 37.8% in Direct exposure or the 0% rated Minimal.
Wayland against the rest of the country
Wayland's 35th-percentile standing inside New York outpaces its 15th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Wayland ranks 26,862 for wildfire risk (1 is highest) and 12,563 by building count (1 is largest). Within New York alone, it ranks 842 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Wayland and the insurance market
At the 15th national percentile, Wayland rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Wayland's 62.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Wayland's figures come from
The methodology guide shows exactly how USFS turned 919 counted buildings into the percentiles shown above for Wayland. The exposure-zones guide covers what Wayland's dominant indirect exposure actually means, with real examples from across the dataset.