Waxahachie, TX
How exposed is Waxahachie to wildfire?
Waxahachie's 15,880 buildings earn a 74th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Waxahachie at the 72nd percentile, close to its 74th-percentile risk score.
Waxahachie's building exposure, zone by zone
41.3% of Waxahachie's 15,880 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 32.2% Direct and 26.5% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 15,880 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Waxahachie ranks
Waxahachie's 74th national percentile looks worse in isolation than its 42nd ranking inside Texas does — this place is on the milder end for its own state, by 32 points. Among the 31,521 US communities USFS scores, Waxahachie ranks 8,275 for wildfire risk (1 is highest) and 927 by building count (1 is largest). Within Texas alone, it ranks 1,042 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Waxahachie and the insurance market
Waxahachie's high rating (74th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 41.3% of Waxahachie's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 15,880 counted buildings into the percentiles shown above for Waxahachie. For more on what indirect exposure implies beyond Waxahachie, see the exposure-zones guide.