Wawaka, IN
Wawaka wildfire risk explained
Out of every US place USFS scores, Wawaka lands at the 4th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 149 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wawaka's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Where Wawaka's buildings actually sit
Wawaka rates 67.1% Minimal exposure against just 32.9% Direct and 0% Indirect — of 149 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Wawaka compares
Compare Wawaka's two percentiles: 28th within Indiana, only 4th nationally — a gap of 24 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Wawaka ranks 30,320 for wildfire risk (1 is highest) and 26,911 by building count (1 is largest). Within Indiana alone, it ranks 701 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Wawaka and the insurance market
At the 4th national percentile, Wawaka rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Wawaka's 67.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Wawaka's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Wawaka, see the exposure-zones guide.