Waverly, WV
How exposed is Waverly to wildfire?
Out of every US place USFS scores, Waverly lands at the 41st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 332 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Waverly at the 42nd percentile, close to its 41st-percentile risk score.
Where Waverly's buildings actually sit
Indirect exposure is dominant in Waverly (58.1% of 332 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 40.7% sit in the Direct zone.
Where Waverly ranks
Waverly ranks lower within West Virginia (16th percentile statewide) than its 41st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Waverly ranks 18,739 for wildfire risk (1 is highest) and 20,781 by building count (1 is largest). Within West Virginia alone, it ranks 361 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
Waverly and the insurance market
At the 41st national percentile, Waverly rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Waverly (58.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Waverly's figures come from
Every one of the two percentiles behind Waverly's 18,739-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Waverly's dominant indirect exposure actually means, with real examples from across the dataset.