Waverly, WA
Waverly wildfire risk explained
Waverly's 125 buildings earn a 18th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Waverly at the 17th percentile, close to its 18th-percentile risk score.
Waverly's building exposure, zone by zone
USFS classifies 55.2% of Waverly's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 44.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Waverly against the rest of the country
Waverly scores 18th nationally and 26th within Washington — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Waverly ranks 25,733 for wildfire risk (1 is highest) and 27,969 by building count (1 is largest). Within Washington alone, it ranks 464 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Waverly and the insurance market
At the 18th national percentile, Waverly rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 55.2% of Waverly outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 125 counted buildings into the percentiles shown above for Waverly. For more on what minimal exposure implies beyond Waverly, see the exposure-zones guide.