Waverly, PA
How exposed is Waverly to wildfire?
Waverly sits at the 49th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 344 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Waverly at the 49th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Waverly's building exposure, zone by zone
Of Waverly's 344 counted buildings, 93.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Waverly ranks
Waverly's 79th-percentile standing inside Pennsylvania outpaces its 49th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Waverly ranks 16,212 for wildfire risk (1 is highest) and 20,477 by building count (1 is largest). Within Pennsylvania alone, it ranks 413 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Waverly
Waverly's elevated wildfire rating (49th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 93.3% of Waverly in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Waverly's figures come from
Every one of the two percentiles behind Waverly's 16,212-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Waverly's dominant direct exposure actually means, with real examples from across the dataset.