Waverly, OH
How exposed is Waverly to wildfire?
Out of every US place USFS scores, Waverly lands at the 40th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,526 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Waverly's burn probability — fire likelihood with no building count factored in — sits at the 42nd percentile nationally.
Where Waverly's buildings actually sit
Most of Waverly's buildings (91.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Waverly against the rest of the country
Waverly's 86th-percentile standing inside Ohio outpaces its 40th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Waverly ranks 19,079 for wildfire risk (1 is highest) and 6,256 by building count (1 is largest). Within Ohio alone, it ranks 178 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Waverly and the insurance market
Waverly's moderate wildfire rating (40th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Waverly
Because 91.2% of Waverly's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Waverly's 19,079-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Waverly, see the exposure-zones guide.