Waverly, KS
Waverly wildfire risk explained
Out of every US place USFS scores, Waverly lands at the 77th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 456 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Waverly at the 72nd national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 28.7% of Waverly's 456 buildings carry Direct exposure and 0% carry Indirect; the remaining 71.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Waverly compares
There's little gap between Waverly's 77th national percentile and its 75th percentile inside Kansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Waverly ranks 7,119 for wildfire risk (1 is highest) and 18,154 by building count (1 is largest). Within Kansas alone, it ranks 184 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Waverly and the insurance market
Waverly's 77th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Waverly
Waverly's 71.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Waverly's 77th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Waverly, see the exposure-zones guide.