Waurika, OK
Waurika wildfire risk explained
Waurika sits at the 93rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,413 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Waurika at the 93rd percentile, close to its 93rd-percentile risk score.
What "at risk" means for the buildings here
Most of Waurika's buildings (64.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Waurika against the rest of the country
Waurika ranks lower within Oklahoma (62nd percentile statewide) than its 93rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Waurika ranks 2,307 for wildfire risk (1 is highest) and 9,571 by building count (1 is largest). Within Oklahoma alone, it ranks 317 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
At the 93rd percentile nationally, Waurika carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With ember exposure the dominant pattern in Waurika (64.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Waurika's figures come from
Every one of the two percentiles behind Waurika's 2,307-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Waurika's dominant indirect exposure actually means, with real examples from across the dataset.