Watterson Park, KY
Watterson Park, KY's wildfire risk, in USFS's own numbers
Watterson Park sits at the 8th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 785 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Watterson Park at the 10th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 95.5% of Watterson Park's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 4.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Watterson Park ranks
There's little gap between Watterson Park's 8th national percentile and its 3rd percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Watterson Park ranks 28,966 for wildfire risk (1 is highest) and 13,766 by building count (1 is largest). Within Kentucky alone, it ranks 536 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Watterson Park's low rating (8th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 95.5% of Watterson Park outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Watterson Park's 28,966-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Watterson Park, see the exposure-zones guide.