Watova, OK
How exposed is Watova to wildfire?
Watova's 42 buildings earn a 82nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Watova at the 83rd percentile, close to its 82nd-percentile risk score.
What "at risk" means for the buildings here
Of Watova's 42 counted buildings, 88.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Watova compares
Watova's 82nd national percentile looks worse in isolation than its 25th ranking inside Oklahoma does — this place is on the milder end for its own state, by 57 points. Among the 31,521 US communities USFS scores, Watova ranks 5,807 for wildfire risk (1 is highest) and 31,121 by building count (1 is largest). Within Oklahoma alone, it ranks 631 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Watova and the insurance market
Watova's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 88.1% of Watova in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 42 counted buildings into the percentiles shown above for Watova. For more on what direct exposure implies beyond Watova, see the exposure-zones guide.