Waterville, OH
Waterville wildfire risk explained
Waterville sits at the 4th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 2,634 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Waterville's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Where Waterville's buildings actually sit
Only 10.4% of Waterville's 2,634 buildings carry Direct exposure and 0% carry Indirect; the remaining 89.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Waterville against the rest of the country
Compare Waterville's two percentiles: 20th within Ohio, only 4th nationally — a gap of 17 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Waterville ranks 30,335 for wildfire risk (1 is highest) and 6,045 by building count (1 is largest). Within Ohio alone, it ranks 1,007 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Waterville
Waterville's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Waterville
Waterville's 89.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Waterville's 30,335-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Waterville, see the exposure-zones guide.