Washington Terrace, UT
How exposed is Washington Terrace to wildfire?
Washington Terrace sits at the 59th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 3,083 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Washington Terrace's burn probability — fire likelihood with no building count factored in — sits at the 59th percentile nationally.
What "at risk" means for the buildings here
Washington Terrace rates 97.6% Minimal exposure against just 2.4% Direct and 0% Indirect — of 3,083 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Washington Terrace against the rest of the country
Washington Terrace's 59th national percentile looks worse in isolation than its 16th ranking inside Utah does — this place is on the milder end for its own state, by 43 points. Among the 31,521 US communities USFS scores, Washington Terrace ranks 12,875 for wildfire risk (1 is highest) and 5,309 by building count (1 is largest). Within Utah alone, it ranks 274 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Shopping for coverage in Washington Terrace
Washington Terrace's elevated wildfire rating (59th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 97.6% of buildings rated Minimal exposure, Washington Terrace gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,083 counted buildings into the percentiles shown above for Washington Terrace. For more on what minimal exposure implies beyond Washington Terrace, see the exposure-zones guide.